(c) The time span of ‘Pradhan Mantri Awas Yojana’ is from 2015 to 2022. This scheme is a social welfare flagship programme to provide housing for the rural and urban poor in India. In this, the government will provide an interest subsidy of 6.5% on housing loans availed by the beneficiaries for a period of 20 years under credit link subsidy scheme (CLSS) from the start of a loan.