Concept:Non-Banking Financial Companies (NBFCs) are financial institutions that provide banking-like services but do not hold a banking license. The RBI lists specific all-India financial institutions as NBFCs.
Explanation:The four institutions classified as all-India NBFCs by the RBI are: EXIM Bank, NABARD, NHB, and SIDBI.
IDBI (Industrial Development Bank of India) is a development bank that later converted into a commercial bank and is not regulated as an NBFC.
Hence, among the given options, SIDBI, NABARD, and NHB are NBFCs, while IDBI is not.
Answer:Option B – Industrial Development Bank of India (IDBI) is not an NBFC.