Concept:Use complementary probability: P(at least one)=1−P(both fail), assuming independence.Explanation:X solves 80% of problems, so P(X solves)=0.8, thus P(X fails)=0.2.Y solves 90% of problems, so P(Y solves)=0.9, thus P(Y fails)=0.1.Probability both fail (neither solves) =0.2×0.1=0.02.Therefore, probability at least one solves =1−0.02=0.98.Answer:0.98