(b) A bank account under financial inclusion schemePradhan Mantri Jan Dhan Yojana (PMJDY) can beopened in any bank branch or business correspondentoutlet. PMJDY is a government-run financial inclusionscheme aimed at ensuring access to services such asbanking, savings, deposits, remittance, credit,insurance and pension at an affordable price. Bankaccounts under the Jan Dhan scheme can be openedwith zero balance