Concept:CGTMSE is a government-backed trust that provides credit guarantees to banks for loans given to tiny businesses.
Explanation:CGTMSE stands for Credit Guarantee Fund Trust for Micro and Small Enterprises.
It was set up in the year 2000 by the Government of India and SIDBI.
Its main goal is to encourage banks to give loans without asking for collateral.
This helps small business owners get easy finance.
The scheme covers loans up to ₹2 crore as per the latest update.
It reduces the risk for lenders and promotes entrepreneurship.
Answer:Option D: Credit Guarantee Fund Trust for Micro and Small Enterprises